Old Republic Insurance Company (ORINSCO), the flagship carrier of the Old Republic General Insurance Group, is domiciled in Greensburg, Pennsylvania. The company was organized in 1935 and originally wrote business as Coal Operators Casualty Company. In 1955, the company's Charter was expanded to include additional lines of business to foster greater diversification. The company's name was also changed at that time to reflect its present title.

ORINSCO provides the P&C capacity for several diverse underwriting facilities acquired or started by the parent since inception.

Among those operations, is a regional middle-market standard market specializing in certain aspects of the health care, wholesale and manufacturing industries.

ORINSCO/Standard is represented by a specialized independent agency force to provide traditional casualty insurance products and services to our customers throughout the Mid-Atlantic, Southeast and Midwestern states.

Other specialty underwriters utilizing ORINSCO are:

Chicago Underwriting Group is responsible for Old Republic's Directors and Officers and professional liability lines. Old Republic Insurance Company underwrites substantially all this business, which is generated largely through brokerage channels.

ORIAS specializes in automobile service contracts, mechanical breakdown insurance, and guaranteed asset protection (GAP) programs for new and used automobiles. Old Republic Insurance Company issues these policies and contracts which are generated largely by independent agents.

ORICS protects lenders from defaults on a variety of consumer borrowings, including loans in the property improvement and equity lending portfolios of financial institutions. Its credit indemnity insurance programs have been successfully underwritten through Old Republic Insurance Company since 1954. Old Republic Equity Credit Services, Inc. (ORECS), an ORICS subsidiary, provides loan loss recovery and collection services on performing and non-performing real estate and other consumer loans.

ORRM focuses on large national accounts in the manufacturing and service sectors of the American economy. Its business is underwritten through individually tailored, loss-sensitive alternative market insurance programs that encourage assureds to retain a vested interest in their own risk exposures. ORRM's business is produced mostly through brokerage channels and uses Old Republic Insurance Company's risk-bearing capacity.

Phoenix Aviation Managers, Old Republic's aviation insurance division, issues policies covering hull, liability, and workers' compensatioin exposures for air travel facilities, private and corporate aircraft through independent agencies.